Receive payments on WhatsApp
Your customers already chat with you — soon they can pay you there too. SwarmPay turns conversations into orders, protects every deal with SafePay escrow, and settles it all into your USD and ZWL wallet.
Why this works here
Your customers are already in the chat
No app to install, no link to open, no account to open before they can see a price. SwarmPay meets people where they already do business.
Sell in the conversation
Goods, services, tickets, bookings and rentals. Customers browse, order and pay without ever leaving the thread.
Every deal can be protected
Tick SafePay at checkout and the money is held in escrow until delivery is confirmed. Neither side goes first.
USD and ZWL together
One wallet, two currencies. Top up and cash out through the mobile-money rails Zimbabwe already uses.
The Sell module
Your shop lives in the conversation
Your customer sees the order total, taps Continue, chooses how to receive it and pays — all inside the chat they already had open. No app, no link, nothing typed twice.
You see the same order on a screen: products and pricing, orders and customers, payments and payouts.
Your customeron WhatsApp
Youin the app
Checkout
Pay the way Zimbabwe pays
EcoCash, InnBucks, Omari, ZB SmilePay, cash on collection, or straight from a SwarmPay balance. The customer picks the rail they actually use.
Currency comes first, because the amount decides the wallet — pay in USD or ZWL and the rest of the checkout follows.
Currency firstUSD or ZWL
Then the railSix ways to pay
SafePay escrow
Deal with strangers like they're neighbours
The buyer's money leaves their balance but does not reach the seller until the goods do. Both sides see the same terms before anyone commits.
- 1
Either side starts it
Tick SafePay at checkout, or create one in the app as the payer or the receiver.
- 2
The terms are shown first
Amount held, the fee, and how long before it releases. Nobody agrees to something unstated.
- 3
Money locks
Held by SwarmPay — not by the seller — until the buyer confirms delivery.
- 4
Confirm, or it releases anyway
Funds move when the buyer confirms, or automatically after seven days. A dispute can be raised any time before that.
Your customerreviews the terms in the chat
Youstart one from the app
The wallet
Two currencies, one balance
Send to any number and request from anyone. Flip between US dollars and Zimbabwe dollars on the same screen — the amount you type decides which wallet it leaves.
Top up and cash out through the same mobile-money rails your customers pay with.
The balanceUSD and ZWL on one card
Sendingpick the currency, pick the number
Get paid in the chat. Protected by SafePay.
SwarmPay is opening to businesses in Zimbabwe soon. Tell us about yours and we will come to you first.